How many transactions does paypal process




















Charity transaction rates are subject to application and pre-approval by PayPal. Once approved by PayPal, these rates will apply to certain transactions received in your PayPal account. We may allow your customers to choose any of the alternative payment methods APMs listed in our APM agreement at checkout to pay you for purchases.

PayPal offers a balance holding account commonly referred to as PayPal Balance. For more information and a complete listing of fees associated, please refer to the PayPal Balance Terms and Conditions.

Our PayPal Here solution is ideal for getting you paid while on the go or bringing the checkout experience directly to your customer anywhere or at any time. With either, your customers can pay by credit card without leaving your site. For more information, please refer to the Payflow Gateway Services Agreement. These rates will apply to the following payment types received using PayPal Zettle.

PayPal Payouts which includes the service formerly known as Mass Pay allows you to easily send payments to multiple recipients at once. We charge you a fee for each payment you send using PayPal Payouts. The fee is based on the type of payment and currency in which it is sent. When you accept the User Agreement , you may apply to receive Micropayments pricing for certain lower value transactions processed through your PayPal account for the sale of goods and services.

The rate below applies to both Dynamic and Static Micropayments. The chargeback fee is based on the currency received as follows:. Dispute fees will be applied in the currency of the original transaction.

For any of the following types of transactions involving a currency conversion by PayPal, the transaction exchange rate will also include a currency conversion spread. Sometimes the sender of a payment you receive may use an E-check as a means of funding that payment from their bank account, in order to send it from their PayPal account. Please see the user agreement for more information about E-check. When you receive an E-check funded payment we apply the fee you agreed to pay to receive the payment up to a monetary cap indicated below based on the currency received :.

A currency conversion and currency conversion fees may also apply. Included below are fees associated with events, requests, or actions that may happen when you use your account. Is it OK if we also use cookies to show you personalized ads?

PayPal reviews many factors before placing a hold on a payment, including: account tenure, transaction activity, business type, past customer disputes, and overall customer satisfaction. Some common situations where PayPal will hold payments include:. We may place a hold on payments sent to your PayPal account if, in our sole discretion, we believe that there may be a high level of risk associated with you, your PayPal account, or your transactions or that placing such a hold is necessary to comply with state or federal regulatory requirements.

We make decisions about whether to place a payment hold based on a number of factors, including information available to us from both internal sources and third parties. When we place a hold on a payment, the funds will appear in your PayPal account with an indication that they are unavailable or pending.

Risk-based holds generally remain in place for up to 21 days from the date the payment was received into your PayPal account.

The hold may last longer than 21 days if the payment is challenged as a payment that should be invalidated and reversed based on a disputed transaction as discussed in the following paragraph below. This is done once you have granted us permission to have your funds held and will be in accordance with your agreement with the third party. These holds will appear in your PayPal account. If you have questions about why the applicable marketplace or third party instructed PayPal to put these holds in place, you will need to contact the marketplace or third party directly.

If a payment sent to you as a seller is challenged as a payment that should be invalidated and reversed, we may place a temporary hold on the funds in your PayPal account to cover the amount that could be reversed. Any of the situations described under Refunds, Reversals and Chargebacks are situations that could result in us placing a hold on a payment.

Limitations are implemented to help protect PayPal, buyers and sellers when we notice restricted activities , an increased financial risk, or activity that appears to us as unusual or suspicious. Limitations also help us collect information necessary for keeping your PayPal account open.

Unless a permanent limitation is placed on your account, you will need to resolve any issues with your account before a limitation can be removed. Normally, this is done after you provide us with the information we request. We may place a reserve on your business PayPal account at any time if we believe there may be a high level of risk associated with you, your business PayPal account, your business model, or your transactions.

When we place a reserve on your business PayPal account, it means that all or some portion of the money in your business PayPal account is reserved as unavailable for withdrawal in order to protect against the risk of transactions made by you being reversed or invalidated or any other risk related to your business PayPal account or use of the PayPal services.

We make decisions about whether to place a reserve based on a number of factors, including information available to us from both internal sources and from third parties. PayPal considers a list of non-exclusive factors and whether and how these factors have changed over time, including:. There are two types of reserves that may be placed on your business PayPal account, and one or both may be applied at the same time:. We will decide, in our sole discretion, which action is required of us.

Unless the court order, applicable law, regulatory requirement or other legal process requires otherwise, we will notify you of these actions. We do not have an obligation to contest or appeal any court order or legal process involving you or your PayPal account. When we implement a hold, reserve or limitation as a result of a court order, applicable law, regulatory requirement or other legal process, the hold, reserve or limitation may remain in place longer than days.

To protect yourself from unauthorized activity in your PayPal account, you should regularly log into your PayPal account and review your PayPal account statement. PayPal will notify you of each transaction by sending an email to your primary email address on file. You should review these transaction notifications to ensure that each transaction was authorized and accurately completed. PayPal will protect you from unauthorized activity in your PayPal account. When this protection applies, PayPal will cover you for the full amount of the unauthorized activity as long as you cooperate with us and follow the procedures described below.

For example, if someone steals your password, uses the password to access your PayPal account, and sends a payment from your PayPal account, an Unauthorized Transaction has occurred. Box , Omaha, NE Tell us AT ONCE if you believe that an electronic fund transfer has been made without your permission using your login information or by other means.

You could lose all the money in your PayPal account. Also, if your PayPal account statement shows transfers that you did not make, including those made with your PayPal login information or by other means, tell us at once. If you do not tell us within 60 days after we provided the statement to you, you may not get back any money you lost after the 60 days if we can prove that we could have stopped someone from taking the money if you had told us in time.

If a good reason such as a long trip or a hospital stay kept you from telling us, we may extend the time periods. Notify us as soon as you can, if you think your statement or receipt is wrong or if you need more information about a transfer listed on the statement or receipt. We must hear from you no later than 60 days after we sent the FIRST statement on which the problem or error appeared. If you tell us orally, we may require that you send us your complaint or question in writing within 10 Business Days.

We will determine whether an error occurred within 10 Business Days after we hear from you and will correct any error promptly. If we need more time, however, we may take up to 45 days to investigate your complaint or question. If we decide to do this, we will credit your PayPal account within 10 Business Days for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation.

If we ask you to put your complaint or question in writing and we do not receive it within 10 Business Days , we may not credit your PayPal account. For errors involving new PayPal accounts, point-of-sale transactions, or foreign-initiated transactions, we may take up to 90 days to investigate your complaint or question.

For new PayPal accounts, we may take up to 20 Business Days to credit your PayPal account for the amount you think is in error. We will tell you the results within 3 Business Days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. You may be protected for certain errors when you send money using a PayPal account outside of the U.

You must contact us within days of the date we promised to you that funds would be made available to the recipient. When you do, please tell us:. We will determine whether an error occurred within 90 days after you contact us and we will correct any error promptly.

You may ask for copies of any documents we used in our investigation. If you provide us your mobile phone number, you agree that PayPal and its affiliates may contact you at that number using autodialed or prerecorded message calls or text messages to: i service your PayPal branded accounts, ii investigate or prevent fraud, or iii collect a debt. We will not use autodialed or prerecorded message calls or texts to contact you for marketing purposes unless we receive your prior express written consent.

We may share your mobile phone number with service providers with whom we contract to assist us with the activities listed above, but we will not share your mobile phone number with third parties for their own purposes without your consent. You do not have to agree to receive autodialed or prerecorded message calls or texts to your mobile phone number in order to use and enjoy the products and services offered by PayPal.

You can decline to receive autodialed or prerecorded message calls or texts to your mobile phone number by updating your preferences in your PayPal account settings at www. The frequency of messages may vary, and standard telephone minute and text charges may apply. Neither we nor your phone carriers are liable for delayed or undelivered messages. You understand and agree that, to the extent permitted by law, PayPal may, without further notice or warning, monitor or record telephone conversations you or anyone acting on your behalf has with PayPal or its agents for quality control and training purposes or for our own protection.

You acknowledge and understand that while your communications with PayPal may be overheard, monitored, or recorded not all telephone lines or calls may be recorded by PayPal, and PayPal does not guarantee that recordings of any particular telephone calls will be retained or retrievable.

PayPal, in its sole discretion, reserves the right to suspend or terminate this user agreement, access to or use of its websites, software, systems including any networks and servers used to provide any of the PayPal services operated by us or on our behalf or some or all of the PayPal services for any reason and at any time upon notice to you and, upon termination of this user agreement, the payment to you of any unrestricted funds held in your PayPal account.

As security for the performance of your obligations under this user agreement, you grant to PayPal a lien on, and security interest in and to, funds held in your PayPal account. If the balance in your PayPal account becomes negative for any reason, that negative balance represents an amount that you owe to PayPal. PayPal may deduct these amounts from funds that are added to your PayPal account later, either by you or from payments you receive.

If you have more than one PayPal account, we may set off a negative balance in one PayPal account against a balance in your other PayPal account s , including a Balance Account.

If you continue using your PayPal account when it has a negative balance, you authorize PayPal to combine the negative balance with any debit or transaction sent from your account when that combination is disclosed to you in advance of initiating the debit or transaction.

If you hold funds in a PayPal account in multiple currencies, and the balance for one of the currencies becomes negative for any reason, PayPal may set off the negative balance by using funds you maintain in a different currency.

If you have a negative balance in non-U. In addition to the above, if you have a past due amount owed to us, our affiliates, or eBay, PayPal may debit your PayPal account to pay any amounts that are past due.

This includes amounts owed by using our various products such as Venmo, Xoom or Braintree. Our failure to act with respect to a breach of any of your obligations under this user agreement by you or others does not waive our right to act with respect to subsequent or similar breaches.

Our affiliates include each entity that we control, we are controlled by or we are under common control with. In no event shall PayPal be liable for lost profits or any special, incidental or consequential damages including without limitation damages for loss of data or loss of business arising out of or in connection with our websites, software, systems including any networks and servers used to provide any of the PayPal services operated by us or on our behalf, any of the PayPal services, or this user agreement however arising, including negligence , unless and to the extent prohibited by law.

Our liability to you or any third parties in any circumstance is limited to the actual amount of direct damages. PayPal specifically disclaims any implied warranties of title, merchantability, fitness for a particular purpose and non-infringement. PayPal does not have any control over the products or services provided by sellers who accept PayPal as a payment method, and PayPal cannot ensure that a buyer or a seller you are dealing with will actually complete the transaction or is authorized to do so.

PayPal does not guarantee continuous, uninterrupted or secure access to any part of the PayPal services, and operation of our websites, software, or systems including any networks and servers used to provide any of the PayPal services operated by us or on our behalf may be interfered with by numerous factors outside of our control. PayPal will make reasonable efforts to ensure that requests for electronic debits and credits involving bank accounts, debit cards, credit cards, and check issuances are processed in a timely manner but PayPal makes no representations or warranties regarding the amount of time needed to complete processing because the PayPal services are dependent upon many factors outside of our control, such as delays in the banking system or the U.

Some states do not allow the disclaimer of implied warranties, so the foregoing disclaimers may not apply to you. If you have a dispute with any other PayPal account holder, you release PayPal from any and all claims, demands and damages actual and consequential of every kind and nature, known and unknown, arising out of or in any way connected with such disputes.

You and PayPal agree that any claim or dispute at law or equity that has arisen or may arise between us will be resolved in accordance with the Agreement to Arbitrate provisions set forth below.

Please read this information carefully. Among other things it:. If a dispute arises between you and PayPal, acting as either a buyer or a seller, our goal is to learn about and address your concerns.

If we are unable to do so to your satisfaction, we aim to provide you with a neutral and cost effective means of resolving the dispute quickly.

You and PayPal each agree that any and all disputes or claims that have arisen or may arise between you and PayPal, including without limitation federal and state statutory claims, common law claims, and those based in contract, tort, fraud, misrepresentation or any other legal theory, shall be resolved exclusively through final and binding arbitration, rather than in court, except that you may assert claims in small claims court, if your claims qualify and so long as the matter remains in such court and advances only on an individual non-class, non-representative basis.

This Agreement to Arbitrate is intended to be broadly interpreted. The Federal Arbitration Act governs the interpretation and enforcement of this Agreement to Arbitrate. You and PayPal agree that each of us may bring claims against the other only on an individual basis and not as a plaintiff or class member in any purported class or representative action or proceeding.

Any relief awarded cannot affect other PayPal customers. Arbitration is more informal than a lawsuit in court. Arbitration uses a neutral arbitrator or arbitrators instead of a judge or jury, and court review of an arbitration award is very limited.

However, the arbitrator s can award the same damages and relief on an individual basis that a court can award to an individual.

The arbitrator s also must follow the terms of this user agreement as a court would. All issues are for the arbitrator s to decide, except that issues relating to arbitrability, the scope or enforceability of this Agreement to Arbitrate, or the interpretation of the Prohibition of Class and Representative Actions and Non-Individualized Relief section above, shall be for a court of competent jurisdiction to decide.

The arbitration will be conducted by the American Arbitration Association referred to as the "AAA" under its rules and procedures, as modified by this Agreement to Arbitrate. In the event that the AAA is unavailable to administer the arbitration, another administrator will be selected by the parties or by the court.

A party who intends to seek arbitration must first send the other party, by certified mail, a completed Notice of Dispute. PayPal will send any notice to you to the address we have on file associated with your PayPal account; it is your responsibility to keep your address up to date.

To be valid, the Notice of Dispute must contain all information called for in the Notice of Dispute form, including the email address and phone number associated with your PayPal account, a description of the nature and basis of the claims you are asserting, and the specific relief sought.

If you and PayPal are unable to resolve the claims described in the notice within 45 days after the notice is received by PayPal, you or PayPal may initiate arbitration proceedings.

The arbitration shall be held in the county in which you reside or at another mutually agreed location. Any settlement offer made by you or PayPal shall not be disclosed to the arbitrator s. The arbitrator s will decide the substance of all claims in accordance with applicable law, including recognized principles of equity, and will honor all claims of privilege recognized by law. The award of the arbitrator s shall be final and binding, and judgment on the award rendered by the arbitrator s may be entered in any court having jurisdiction thereof.

With the exception of any of the provisions in the Prohibition of Class and Representative Actions and Non-Individualized Relief section above, if a court decides that any part of this Agreement to Arbitrate is invalid or unenforceable, the other parts of this Agreement to Arbitrate shall still apply. If a court decides that any of the provisions in the Prohibition of Class and Representative Actions and Non-Individualized Relief section above is invalid or unenforceable because it would prevent the exercise of a non-waivable right to pursue public injunctive relief, then any dispute regarding the entitlement to such relief and only that relief must be severed from arbitration and may be litigated in court.

All other disputes subject to arbitration under the terms of the Agreement to Arbitrate shall be arbitrated under its terms. If you are a new PayPal customer, you can choose to reject this Agreement to Arbitrate by mailing us a written opt-out notice. The opt-out notice must be postmarked no later than 30 days after the date you accept this user agreement for the first time. You must mail the opt-out notice to PayPal, Inc.

For your convenience, we are providing an opt-out notice form you must complete and mail to opt out of this Agreement to Arbitrate. You must complete this form by providing all the information it calls for, including your name, address, phone number, and the email address es used to log in to the PayPal account s to which the opt-out applies. You must sign the opt-out notice for it to be effective. This procedure is the only way you can opt out of the Agreement to Arbitrate.

If you opt out of this Agreement to Arbitrate, all other parts of the user agreement will continue to apply. Opting out of this Agreement to Arbitrate has no effect on any previous, other, or future arbitration agreements that you may have with us. Notwithstanding any provision in the user agreement to the contrary, you and we agree that if we make any amendment to this Agreement to Arbitrate other than an amendment to any notice address or website link provided herein in the future, that amendment shall not apply to any claim that was filed in a legal proceeding against PayPal prior to the effective date of the amendment.

The amendment shall apply to all other disputes or claims governed by this Agreement to Arbitrate that have arisen or may arise between you and PayPal. We will notify you of amendments to this Agreement to Arbitrate by posting the amended terms on www. If you do not agree to these amended terms, you may close your PayPal account within the day period and you will not be bound by the amended terms.

You may not copy, imitate, modify or use them without our prior written consent. All right, title and interest in and to the PayPal websites, any content thereon, the PayPal services, the technology related to the PayPal services, and any and all technology and any content created or derived from any of the foregoing is the exclusive property of PayPal and its licensors.

This license grant applies to the software and all updates, upgrades, new versions and replacement software. You may not rent, lease or otherwise transfer your rights in the software to a third party. You must comply with the implementation, access and use requirements contained in all documentation accompanying the PayPal services.

If you do not comply with implementation, access and use requirements you will be liable for all resulting damages suffered by you, PayPal and third parties.

PayPal may update or discontinue any software upon notice to you. You agree not to modify, alter, tamper with, repair, copy, reproduce, adapt, distribute, display, publish, reverse engineer, translate, disassemble, decompile or otherwise attempt to create any source code that is derived from the software or any third-party materials or technology, or otherwise create any derivative works from any of the software or third-party materials or technology.

Any other third-party software application you use on the PayPal websites is subject to the license you agreed to with the third party that provides you with this software. PayPal does not claim ownership of the content that you provide, upload, submit or send to PayPal. Nor does PayPal claim ownership of the content you host on third-party websites or applications that use PayPal services to provide payments services related to your content.

Subject to the next paragraph , when you provide content to PayPal or post content using PayPal services, you grant PayPal and parties that we work with a non-exclusive, irrevocable, royalty-free, transferable, and worldwide license to use your content and associated intellectual property and publicity rights to help us improve, operate and promote our current services and develop new ones. PayPal will not compensate you for any of your content.

Further, you acknowledge and warrant that you own or otherwise control all of the rights of the content you provide, and you agree to waive your moral rights and promise not to assert such rights against PayPal. Notwithstanding the provisions of the prior paragraph , if you are a seller using the PayPal services to accept payments for goods and services, you hereby grant PayPal and its affiliates a worldwide, non-exclusive, transferable, sublicensable through multiple tiers , and royalty-free, fully paid-up, right to use and display publicly, during the term of this user agreement, your trademark s including but not limited to registered and unregistered trademarks, trade names, service marks, logos, domain names and other designations owned, licensed to or used by you for the purpose of 1 identifying you as a merchant that accepts a PayPal service as a payment form, and 2 any other use to which you specifically consent.

PayPal may transfer or assign this user agreement or any right or obligation under this user agreement at any time. If a holiday falls on a Saturday, PayPal observes the holiday on the prior Friday. If the holiday falls on a Sunday, PayPal observes the holiday on the following Monday. So stay on the lookout for some of these common scams:. Always use common sense when sending money. If something sounds too good to be true, it probably is.

Only send money for yourself and not for others. Please let us know immediately if you believe someone is trying to scam or defraud you by contacting us. If you do not log in to your PayPal account for two or more years, PayPal may close your PayPal account and send any funds in the PayPal account, including any balance in a linked Balance Account to your primary address if we have verified the required identifying information that you have provided to us or, if required, escheat send those funds to your state of residency.

PayPal will determine your state of residency based on the state listed in the primary address for your PayPal account. If your address is unknown or registered in a foreign country, the funds in your PayPal account, including any balance in a linked Balance Account will be escheated to the State of Delaware. Where required, PayPal will send you a notice prior to escheating any funds in your PayPal account, including any balance in a linked Balance Account. If you fail to respond to this notice, the funds in your PayPal account, including any balance in a linked Balance Account will be escheated to the applicable state.

You agree that, except to the extent inconsistent with or preempted by federal law and except as otherwise stated in this user agreement, the laws of the State of Delaware, without regard to principles of conflict of laws, will govern this user agreement and any claim or dispute that has arisen or may arise between you and PayPal.

You authorize PayPal, directly or through third parties, to make any inquiries we consider necessary to verify your identity. This may include:. Protecting your privacy is very important to us. Please review our Privacy Statement in order to better understand our commitment to maintaining your privacy, as well as our use and disclosure of your information. The California Department of Business Oversight offers assistance with its complaint form by phone at If you are a California resident, you have a right to receive communications about your PayPal account and the PayPal services by email.

Florida residents may contact the Florida Department of Financial Services in writing at East Gaines Street, Tallahassee, Florida, , or by telephone at Any translation of this user agreement is provided solely for your convenience and is not intended to modify the terms of this user agreement.

In the event of a conflict between the English version of this user agreement and a version in a language other than English, the English version shall control.

Restricted transactions generally include, but are not limited to, transactions in which credit, electronic fund transfers, checks, or drafts are knowingly accepted by gambling businesses in connection with unlawful Internet gambling.

If you as a seller receive personal data about another PayPal customer, you must keep such personal data confidential and only use it in connection with the PayPal services. You may not send unsolicited emails to a PayPal customer or use the PayPal services to collect payments to send, or assist in sending, unsolicited emails to third parties. To the extent that you process any personal data about a PayPal customer pursuant to this agreement, you and PayPal will each be an independent data controller and not joint controllers , meaning we will each separately determine the purposes and means of processing such personal data.

We each agree to comply with the requirements of any applicable privacy and data protection laws, including any applicable regulations, directives, codes of practice, and regulatory requirements applicable to data controllers in connection with this agreement.

We each also have and will follow our own independently-determined privacy statements, notices, policies, and procedures for any such personal data that we process in connection with this agreement. Is it OK if we also use cookies to show you personalized ads? Learn more and manage your cookies. Back to All Agreements. Welcome to PayPal! You also agree to comply with each of the other agreements on the Legal Agreements page that apply to you and the following additional policies: Acceptable Use Policy Electronic Communications Delivery Policy E-Sign Disclosure and Consent Please read carefully all of the terms and conditions of this user agreement, the terms of these policies, and each of the other agreements that apply to you.

All PayPal accounts let you do things like: Send and receive money. Buy things online, using mobile devices or in stores. Make payments using your credit card, debit card, bank account, or other payment options, including funds held as balance in a business PayPal account if we have verified the required identifying information you provide to us or funds held in a PayPal Balance account linked to a personal PayPal account if you choose to open a PayPal Balance account.

Accept credit card, debit card, bank account, Balance Account, and other payment methods from others. Personal PayPal accounts If you primarily need to make purchases and send money to family and friends, a personal PayPal account is probably right for you. With a personal PayPal account you can do things like: Send and request money from friends and family. Buy goods and services. Business PayPal accounts We recommend business PayPal accounts for people and organizations that primarily use PayPal to sell goods or services or to receive donations, even if your business is not incorporated.

With a business PayPal account, you can do things like: Use a company or business name as the name on your business PayPal account. Allow employees access to some of the features of your business PayPal account. Sign up for PayPal products that meet your business needs.

Commercial Entity Status If the activity through any type of PayPal account you hold reaches certain thresholds or involves certain business segments or activities, you are required by the card networks to agree to a Commercial Entity Agreement to allow you to continue accepting Visa and MasterCard payments.

In certain cases, you may not close your PayPal account, including: To evade an investigation. If you have a pending transaction or an open dispute or claim. If your PayPal account has a negative balance. If your PayPal account is subject to a hold, limitation or reserve. We will not send a check to a post office box, and we will only send a check to an address once we have confirmed that it belongs to you; open a Balance Account to hold the money as a balance in your Balance Account for purchases or to transfer funds to friends and family members.

A Balance Account is separate account from your personal PayPal account. The required identifying information is: For sole proprietorships: name, physical address, date of birth and taxpayer identification number; or For other types of business legal entities: business name, business address, taxpayer identification number, and proof of business existence.

We will not send a check to a post office box, and we will only send a check to an address once we have confirmed that it belongs to you. Restrictions on transfers or withdrawals from PayPal accounts To protect us and our users from loss, we may delay a withdrawal, in certain situations, including if we need to confirm that you have authorized the withdrawal or if other payments to your PayPal account have been subject to a reversal for example, as a result of a chargeback , bank reversal, or dispute by a buyer.

Completing two out of three of the following steps can help us verify your PayPal account, which may allow us to remove any withdrawal cap: Verifying your bank account. Linking and confirming your credit or debit card information. Providing your social security number. Holding currency other than U. If you hold a balance in your business PayPal account or in your Balance Account: We may allow you to convert the funds to balance in another currency.

We may, at our discretion, impose limits on the amount of money you can convert or the number of conversions you can perform. You may only withdraw the funds in U. In order to withdraw funds in your account held in another currency you will have to convert the currency to U. How we convert currency If PayPal converts currency, it will be completed at the transaction exchange rate we set for the relevant currency exchange.

Currency conversion choices When your payment is funded by a debit or credit card and PayPal determines a currency conversion is necessary, you consent to and authorize PayPal to convert the currency in place of your debit or credit card issuer. If they decline to accept the money, the money including any fees you were charged will be refunded to: The original payment method you used for the transaction, if you used a credit card, debit card, PayPal Credit, a Balance Account, or balance in a business PayPal account as the payment method, or The balance in your business PayPal account or the balance in your Balance Account linked to your personal PayPal account if you used a bank account as the payment method and we cannot refund it to your bank account.

If you do not have a Balance Account linked to your personal PayPal account, the money will be waiting for you to claim by using one of the available transfer methods under Receiving Funds, Holding a Balance or Transferring Funds for personal PayPal accounts.

How to buy something or make a donation You can buy something from a seller who accepts PayPal or make a donation, in any currency that the recipient accepts and that PayPal supports using any payment method linked to your PayPal account. Sending money to a seller for goods or services.

Making donations using PayPal. Payment review When PayPal identifies a potentially high-risk transaction, we review the transaction more closely before allowing it to proceed. Automatic payments You can agree with a seller who accepts PayPal to use PayPal as the payment method for future purchases with that seller.

Refunds When you buy something from a seller online using PayPal and the transaction is ultimately refunded, the money will typically be refunded to the original payment method you used for the transaction if you used a debit card, credit card, PayPal Credit, or a balance in your Balance Account or business PayPal account.

Selecting a preferred payment method You can choose any of the payment methods in your PayPal account as your preferred payment method. Backup payment method Certain one-time online transactions may require that a backup funding method be used in the event that your selected or preferred payment method is unavailable. Nearly one-third, i. There is no doubt that PayPal is here to stay.

The service is continuously seeing positive results, and its customer base is ever-growing, as evidenced by the latest PayPal statistics. More importantly, though, PayPal is among the fintech giants dedicated to an open and diverse work environment and fights for pay equality and diversity within its workforce. Your email address will not be published. Save my name, email, and website in this browser for the next time I comment.

Millions of people worldwide spend trillions of dollars every Black Friday and Cyber Monday. With the latest holiday spending statistics revealing only slight drops in sales for the most popular shopping dates, nothing can stop consumers from spending cash on their favorite holidays, not even a global pandemic.

These figures show that Americans are Marking the date, however, goes beyond coming together and enjoying the company of your friends and family. In fact, the latest Christmas spending statistics show that Americans and Christians worldwide Friend's Email Address. Your Name. Your Email Address.

Send Email. The Best Credit Repair Companies. PayPal Statistics As of , PayPal has 26, total global employees. PayPal processed almost 34 million transactions a day in The total number of PayPal users has been growing ever since Facebook Tweet Pin Email.



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