How does western union work

How much does it cost? Is there a fee for every transaction? There is a charge every time you send money. You may also need to pay a foreign exchange fee if someone is receiving the funds in a non-euro currency. Post office staff will advise you of the total cost before you send any money. There are no charges for receiving money. If I send money can I change my mind? How old do I need to be to use the service? You must be 18 years of age to use the service.

Can I get a refund? You will receive a full refund, including fees, if Western Union cannot provide a collection agent in the destination country You will receive a refund, excluding fees, if the person intended to receive the money is unable to collect it. Additional Restrictions may apply. See terms for details.

As a My WU member, you can take advantage of special promotions throughout the year, from exclusive rewards to bonus point opportunities. Touch ID login, quick resend, and ability to track your money transfers.

Choose an eGift card from your favorite brands when you redeem points:. Redeem your points. Young people are vulnerable to trafficking and forced labor. Your donation to the WU Foundation helps prepare youth to safely secure residency and viable work in their country and beyond through a program run by Save the Children. Log in to check your balance and take advantage of these exclusive member rewards!

Joining the My WU program is fast and free. You can enroll online when creating a WU. If you already use WU. Sign up for free. Plus, enjoy special opportunities to earn bonus points when you send money throughout the year.

Send Money Now. Redeem your points for transfer fee discounts which are automatically applied to your next qualifying money transfer. Online reward redemption is simple, secure, and convenient. Redeem Rewards. Get your My WU program questions answered and learn how to make the most of your Western Union membership.

Send money quickly to friends and family. Your family and friends can receive the funds through wire transfer directly to their bank account or mobile wallet - or pick up the cash at a convenient location near them in their own currency.

Western Union has more than , locations in over countries and territories. Track all of your own money transfers immediately after hitting "Send". Western Union also offers money transfers and cash pickup for overseas US military bases. Send money to family and friends through wire transfer to a bank account or mobile wallet, set up cash pickup at a US agent location, or transfer money into a correctional facility account for a county, state, or federal prison inmate.

When choosing a money transmitter, carefully compare the transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice. Please use care when providing commissary or bank account information. Funds will be paid into the account corresponding to the account number you provide.

When using a credit card to send money through WU, an issuer cash advance fee and associated interest charges may apply. Use a debit card to avoid these fees and charges. See terms and conditions for details. Thanks for your feedback. I have been doing transfers since 3 years from Western Union and never saw a problem and that's why I have an extra 2 stars, unfortunately I can't give 0 stars.

And now I made a bigger transaction and that is when all the problems started. Everytime I call a new time frame is provided. Need to beg for my own money to be available in my destination bank account. Such a waste of time. All my commitments I made because of the initial time frame given are reflecting back on me with penalties.

I would suggest people to use other platforms for bigger transactions.